Plastic cards have saved us from having to carry around thick wads of cash. With the advent of mobile applications, services have become available to each owner of a bank card, with the help of which you can make the usual payments without constantly entering the same data. The Wallet application, developed by the Bank of Moscow, allows you not only to store information about your bank cards ah, but also to easily make payments with iPhone in a few clicks.
The application is available for free in and Google Play smartphone owners. The Wallet can be used by holders of bank cards issued by any Russian bank. To do this, you need to go through a simple registration procedure, during which the application will only ask for a contact phone number and email. Registration is not required if the user has already created Account in other applications of the Bank of Moscow - "Transfers" or "Rent", since these services use single credentials.
The next step after registration is linking a bank card. "Wallet" allows you to register an unlimited number of cards in your account. Here, the developers clearly expected to interest the audience using the services of other payment systems.
The functionality of the application "Wallet" is very wide. Here you can make money transfers between cards of any Russian banks, replenish a credit card, search for and pay EIRC bills, services cellular communication, television, telephony and the Internet. Search and payment of traffic police fines, security systems, school meals and goods from catalogs is available.
The Bank of Moscow has recently reduced commissions. Now, for paying traffic police fines, it is 0.5% (minimum 5 rubles) of the transfer amount using Bank of Moscow cards and 1.5% (minimum 50 rubles) with a third-party bank card. For parking in Moscow - 0.9% and 1.5% (minimum 50 rubles), respectively.
The application provides the ability to create templates that will save time on processing repeated transactions. And the section with the history of operations will allow you to conveniently keep track of your payments.
The Wallet application from the Bank of Moscow is a simple and easy-to-use time-saving tool that will save you from having to always carry bank cards with you and will allow you to make many necessary payments with a few screen taps. And its versatility and support for working with cards of any Russian banks will help free up space on your iPhone, since you are unlikely to need other payment applications.
Name: Wallet
Publisher/Developer: Bank of Moscow
Price: For free
In-App Purchases: No
Compatibility: For iPhone
Link:
Bitcoin (BTC) continues to gain more and more winning positions in the world. And although for the first time digital coins were generated relatively recently - in January 2009, already today many users who did not even know about the existence of cryptocurrencies a few years ago are looking for the best bitcoin wallet for iOS, we will consider popular options in the article.
In the modern world, cryptocurrency has already acquired the status of a universal means of payment, which can be exchanged for goods and services, as well as for other types of currencies. The commission for conducting BTC transactions is either absent, or can be paid by the owner of the cryptocurrency on a voluntary basis (its size may affect the priority system during transaction processing).
Another advantage of the system is its complete decentralization. It works without an administrator, which completely eliminates the possibility of public or private management. According to the developer of one of the first Internet browsers, Mark Andreessen, in terms of significance, the Bitcoin system can be safely attributed to the most important breakthroughs in the field of computer science. Its development was the result of more than 40 years of research in the cryptography segment.
Today, anyone can join the number of owners of virtual currency, for this it is enough to acquire a bitcoin wallet. It is better to consult with experts about how to choose the most suitable one, since this decision depends on many factors. In any case, we can talk about bitcoin wallet:
Experts are inclined to believe that in order to perform a number of daily operations (such as paying bills, purchasing goods, etc.) mobile version remains the most convenient. It's about about the program used to store private access keys to the existing virtual currency. It remains to find out which bitcoin wallet is better for iOS.
Although such wallets do not belong to the category of full-fledged clients and are able to work exclusively with simplified verification, which does not involve downloading the full chain of blocks, the volume of which can be measured in tens of gigabytes, their main advantage remains mobility and ease of use. The correctness of the information available can be confirmed by contacting trusted nodes of bitcoin networks.
Thanks to mobile application the owner of the gadget has the opportunity to directly pay for goods and services through NFC technology or a QR code on the display, as well as withdraw funds to Yandex Money, WebMoney (accounts of the WMX type) or Qiwi accounts.
A number of modern applications allow you to get the best e-wallet for cryptocurrency on ios for free:
blockchain
This bitcoin wallet for ios in Russian, which ensures the preservation of full control over the access code (has a convenient interface in Russian and functionality for multicurrency exchange, including the Russian currency).
Breadwallet
The basic version, designed exclusively for iOS bitWallet, with a user-friendly interface, passphrase access features, and the ability to Reserve copy.
MyCelium
Is different extensive functionality providing security and additional protection cryptographic tools, however, it is for this reason that the use of MyCelium can cause difficulties for a number of users.
Jaxx
With a simple and understandable interface, experts call it a rather controversial player in this market. Its main advantage is the ability to exchange a significant number of currencies and hassle-free synchronization of Jaxx on various devices.
Copay
Bitcoin wallet for iPhone with two-factor authentication and iOS support, Android and Windows phone has a high speed mode when making payments.
Open source Airbitz
An interface reminiscent of BreadWallet and a whole set of auxiliary functionality for a beginner.
It should be noted right away that the process of installing the selected application and creating a mobile version of the wallet usually does not take much time. So to create it in Breadwallet, just download and run this application. Then press the “new wallet” button that appears on the display and wait for a message containing a list of words or phrases necessary in a situation of lack or loss of access to restore the entrance.
The next step is to establish a PIN code that opens access to the account. In a number of iOS versions, there is a function to switch to fingerprint access mode. After completing these simple steps, the application is ready for use.
Safety
We should not forget that the mobile version, no matter how modern it may be, remains one of the least secure. The gadget can be stolen, damaged or lost. Therefore, it is recommended to use the so-called "cold" method of storing cryptocurrencies.
Such reliable crypto wallets are used to store (for example, on a PC) private keys offline in the system, which makes them practically invulnerable. It is this option that is optimal for investing significant funds. The mobile version of the wallet is great for storing relatively small amounts. Then even the loss mobile phone will not pose a threat to existing bitcoin savings.
Since the announcement new version operating room iOS systems number 8 has been over a month.
Apple has once again started letting bitcoin wallets through the App Store, its app store for mobile devices. Since then, there have been some good iPhone wallet apps in the App Store, and it's finally back. official app blockchain.
Despite the fact that many gadget freaks and IT people use devices on Android based, it is also important for iPhone users to know how they can use bitcoin on their phone. A lot has changed since Apple banned the last wallet app over a year ago, and now there are big choice wallets with various functionality, which has since become standard options for most applications.
Wallets from 2014 include Blockchain, Coin Pocket, bitWallet, GreenAddress, Pheeva, and breadWallet.
Let's start with what all these new wallets have in common. The built-in function of sending and receiving bitcoins (i.e. no clicking on external links), scanning QR codes, storing the address in the address book, sending to multi-sig addresses are also supported by all six wallets considered.
The negative aspect is that all these wallets installed through the App Store do not allow you to independently verify that you received exactly what was stated in the description. Luckily, these wallets have not been seen to have user money stolen, which gives some assurance that these wallets can be trusted with at least some of your bitcoins. However, like any mobile wallet, they should only be used for small amounts of coins and at your own risk. Let's consider each application in more detail.
After in the app store, we played around with this most downloaded wallet for iOS for a while. Last year's Blockchain Wallet users will recognize its interface, giving us a simple yet powerful way to manage mobile bitcoins.
Blockchain.info claims they rebuilt the app from the ground up, but aside from adding the PIN and updating the graphics, it's basically the same app that many people are familiar with. This is by no means a criticism for an app that is one of the best for the iPhone.
Pros: transaction details, easy generation of new addresses, great user confidence.
Cons: cannot send euros/dollars.
The first bitcoin wallet to hit the app store after Apple about bitcoin wallets, Coin Pocket is beautiful in its simplicity. When you open your wallet, you have three options to choose from: sending, receiving, and settings. Sometimes simplicity has its price, and in Coin Pocket, the user has only one address to receive funds per wallet. Therefore, for those concerned with financial integrity, this application may not be suitable. Due to the fact that only one bitcoin address can be used, only one transaction can be sent per block. If you make an erroneous transaction and need to quickly make a few more transfers, you won't have that option with this wallet.
Coin Pocket aims to be fast and in a simple way use bitcoin and is definitely a great option for those looking for a lightweight and simple wallet.
Pros: simple, beautiful interface.
Cons: Only one receiving address, one transaction per block.
bitWallet is another beautiful wallet whose interface you can customize with various color schemes. It also allows you to track your other wallets. Another interesting feature of bitWallet is that you can have several wallets on mobile that have pneumonic phrases for backup and use them on various platforms, for example, on another Android smartphone, a computer under Linux control etc.
There is no reason why this bitcoin wallet can't be the top contender to be the main wallet on your iPhone, as it is very easy to use and has a large number of functions.
Pros: themes, view private keys, multi-currency support.
Cons: Can't access from desktop web app.
2014 has been named the year of multi-signature, and GreenAdress supports this idea. Using multi-signature allows you to increase the security of your bitcoins due to the fact that each transaction is signed not only by you, but also by your own GreenAdress key.
The GreenAdress iPhone Wallet makes this process quite simple by storing some of the keys on its server to make sure that transactions are carried out with less risk of fraud. This adds a small extra layer of security. However, this application is one of the most difficult to set up and also has a bug when using a PIN when making transactions. The good news is that backup copy wallet is paired with a simple passphrase that you can use to access your funds from any device.
Pros: multi-signature addresses for added security, web access.
Cons: Difficult setup, clunky interface.
Pheeva stands out from all other wallets as it is the service that stores your bitcoins for you. However, since your encrypted private keys are stored on the Pheeva server, the risk of being hacked cannot be ruled out. However, this security sacrifice provides instant confirmation to other Pheeva users, access to your funds from anywhere in the world, and the ability to send bitcoin with a simple username, provided the receiving party is also using Pheeva.
The Pheeva Bitcoin wallet aims to be “so simple that even your grandma can use it,” and while it is indeed a very easy wallet to use, the security issue may turn some users away from storing funds on the service.
Pros: CoinID system to facilitate the exchange of addresses, simple interface.
Cons: need e-mail to log in, storing your bitcoins on one server.
breadWallet is another beautifully designed wallet focused on ease of use. As one of the first bitcoin wallets to appear on the app store this summer, it received a lot of support.
The app comes with a lot of the features you would expect from a mobile wallet and works very well. However, it still lacks some features that some users might need, such as creating new addresses and using a PIN. Jailbreak lovers will have to give up on this app as it only supports iOS 7.1 and up.
Pros: easy to use, cleaning private keys.
Cons: iOS7.1 and above, can't generate new addresses.
Feature Comparison
| Function | green address | |||||
| Generation of new addresses | Yes | No | Yes | Yes | No | No |
| Clearing private keys | Yes | Yes | Yes | Yes | No | Yes |
| Multi-signature support | No | No | No | Yes | No | No |
| PIN code | Yes | No | Yes | Yes | Yes | No |
| Multiple wallets in one app | No | No | Yes | No | No | No |
| View private keys | No | Yes | Yes | No | No | No |
| Built-in conversion (sending funds in USD/Euro) | No | Yes (USD only) | Yes | Yes (USD only) | Yes | Yes |
| View-only support | No | No | Yes | No | No | No |
| Two-factor authentication | Only by PIN | No | Only by PIN | Yes | Only by PIN | No |
| Display in mBTC/Bits | Yes | No | Yes | Yes | Yes | Yes |
| Spending limit | No | No | No | Yes | No | No |
| open source | Yes | No | No | Yes | No | Yes |
| Access via web interface | Yes | Yes | No | Yes | Yes | No |
| HD version | Yes | No | Yes | No | No | Yes |
Choosing the right wallet can be critical. While testing all these applications, it became clear how these wallets really differ from each other. Many of the features that were expected as standard in some of the larger wallets, such as sending dollar amounts or being able to send multiple transactions in a single block, were not actually in every one of them.
Such features are essential when paying in a store. You definitely don't want to blush in front of the seller if your payment takes up to 30 minutes just because you chose the wrong address.
Now, iPhone users can be thankful that Apple is allowing these wallets to return to the App Strore. At the very least, they won't have to listen to constant criticism from Android users about the evil Apple blocking bitcoin apps.
So do not rush to change your iPhone to an Android phone, but if you do, all these applications also have a version for Google's OS.
Note: not all the considered applications are available in the Russian app store, to access such wallets, you can change the country for the app store in the device settings or wait until the applications are available to residents of the Russian Federation.
Hello! Recently Apple company released to release Apple service Pay, which allows you to pay in stores using your iPhone without carrying a plastic card with you. Well, I think everyone knows this. Similarly, it is no secret to anyone that this same card must be linked to your iPhone through the special Wallet application.
And as soon as I wanted to master revolutionary technologies and combine my smartphone with a bank card, there was a hitch. Which? Very simple - after opening the Wallet, I did not actually find out why I went there. There was no Apple Pay option. It was possible to bind only tickets, discount and discount cards- in general, everything that was before in the Wallet program. Where did Apple Pay go? Now let's find him, let's go!
First of all, you should check compatible models, because if you are looking for where to add a card to Apple Pay on iPhone 4, then you can do this indefinitely. So, the ability to add a card is only on the following devices:
Accordingly, all future device models will also support Apple Pay. Otherwise, you will read this article in the year 2018 and ask - why didn’t the author indicate the iPhone 8 (or what else will be there)? :)
So if your device is different from those indicated above, then you cannot add a card and, accordingly, the Apple Pay menu in the iPhone will be absent. It is useless to look for it there.
But with this I'm all "OK" - iPhone model SE, which means it should be possible to connect the card, but I did not find this item in the menu. Why? And all because for writing articles, I often experiment with my iPhone.
In iPhone, you can not only change the system interface language, but also the region to which your device belongs. These are two settings independent of each other - it is possible, but at the same time to specify absolutely any region of the gadget. And in the case of payment system from Apple, this plays a very important role, therefore:
By the way, for some reason, Romania was installed for me.
Why I did this, I couldn’t remember :) As you understand, there is no Apple Pay in this country, which means you can’t add a card for payment. We change the location to Russia and go to the Wallet application.
Finally, we see the menu for linking the card, attach it and boldly go to pay in the store using the newfangled technology of contactless payments.
P.S. If it helped - put a “like” so that the author doesn’t forget anything else! :) And of course, write in the comments - I’m always waiting!
CardsMobile announced the launch in the App Store of the Wallet app for convenient and profitable shopping. The beta version of Wallet for iPhone makes it possible to transfer user's discount cards to a smartphone and receive discounts at the checkout using a smartphone. In the near future, new features will be added to the application, including expanding the functionality of discount cards, the ability to add bank cards, as well as issuing coupons and new loyalty cards.
To start using the "Wallet", the owner of the iPhone just needs to download the application from the AppStore and take a picture of their discount cards from both sides. After the cards (their numbers and barcodes) are processed by the Wallet algorithms, the cards will appear in the application and will be available for presenting at the checkout and receiving discounts in your favorite stores.
Previously, Wallet only worked on Android smartphones. The application was preinstalled on HTC smartphones, Sony, Philips, YotaPhone2 with phone software, and was also available for download from Google Play. "Wallet" for Android is an analogue of a full-fledged wallet. The service allows you to collect all types of cards in the Wallet, including issuing mobile contactless payment cards in your smartphone for making purchases with the touch of a phone. As of May 2016, the application is installed on more than 2,000,000 devices.
"Wallet" has long been the privilege of owners of Android-smartphones, says Kirill Gorynya, CEO of CardsMobile . - With new services in the application - in particular, with the launch of the loyalty card issuance service - we managed to make Wallet available for different platforms. Now we are integrating with dozens of the largest retailers in Russia, and iOS version applications can be another reason to connect loyalty programs to the Wallet.
In December 2015, CardsMobile launched a service for adding discount cards. During this time, the company has cataloged more than 50,000 issuers and agreed on partnerships with dozens of Russian retailers, including M.Video, Sangi-Style, Rainbow Smile, LEGO, Mascotte, Nike, Ostin, Prenatal, ROOKIE, re:Store, Samsung, Sony, Street Beat, UNOde50. These networks guarantee reception mobile cards in the Wallet app in their stores.
CardsMobile Wallet was launched in December 2013 and became the first contactless NFC payment service in Russia and Eastern Europe. It works on the basis of its own platforms for issuing cards CardsMobile TSM and Cloud Based Payments Platform, certified for compliance with MasterCard GVCP and PCI DSS security requirements. CardsMobile remains the leader of the Russian market with many years of expertise in NFC payments and identification.
